What are the qualifications needed to be a referrer and a referee in the Bybit Card Referral Program?
A qualified referrer and referee are defined as follows:
- Referrer: Any user of Bybit EU. Do note that you do not need to be a Bybit Card user to qualify as a referrer.
- Referee: A qualified referee must:
- Fulfill the eligibility requirements of Bybit Card;
- Be a resident in eligible EU countries that can apply for Bybit Card (not available in the following jurisdictions: Croatia, Iceland, Ireland, Liechtenstein, France, Malta, Romania, and Norway);
- Successfully apply for a virtual Bybit Card;
- Spend at least 100 USDC or its equivalent within 30 days of a successful card application.
Important Notes:
To maintain a fair rewards program, the company may exclude transactions via selected e-wallets with merchants or categories considered high-risk for rewards abuse. Bybit EU reserves the right to withhold rewards for transactions deemed ineligible or abusive, even if the transaction's MCC is not listed among the excluded MCC below:
- Eligible spending excludes top-ups or transfers to e-wallets, prepaid accounts, or digital accounts (e.g., Astropay, Revolut, Wise) with Merchant Category Codes (MCC) 4829, 6012, 6014, 6051, or 6540.
- Starting from 5 Mar 2025, 08:00 UTC, personal transfers to individual accounts (MCC 7299) via e-wallets such as Alipay, WeChat, etc., and top-ups to services such as Ricarica Hype, will also be excluded.
- Starting from 08:00 UTC on March 15, 2025, transactions in the MCC 5399, 4722, 7372, 5931, and 7399 categories conducted through the electronic wallet will no longer be eligible for this promotion, although you will still be able to enjoy our basic cash rebate rewards.
As a referrer, how long will it take for me to receive my reward(s) after my referee completes the task(s)?
Rewards will be credited to your account within 10 days of your referee completing the task. To keep track of the latest tasks, please refer to the Bybit Card Referral Program. You can claim your reward at the Rewards Hub.
How can I verify if my Bybit Card referee has completed their task?
You will receive a notification once the reward has been deposited into your account. Please note that rewards will be credited within 10 days of task completion by your referee. You may also find your invitation history on your Bybit Card Referral Program page or by clicking on Card in the My Invitations section of your Referral Program Page.

For App, you can tap on Invite on the card dashboard to find the referral records.

As a referee, how long will it take for me to receive my reward(s) after I complete the task(s)?
Rewards will be credited to your account within 10 days of you completing the task. To keep track of the latest tasks, please refer to the Bybit Card Referral Program. You can claim your reward at the Rewards Hub.
What qualifies as a successful transaction for the Bybit Card Referral Program?
A successful transaction refers to a completed transaction made through the referee’s virtual or physical card. The referee should spend at least 100 USDC or its equivalent within 30 days of a successful card application. Please note that authorization does not qualify as a completed transaction.
Disclaimers
- Bybit Card is issued by Harmoniie SAS, partnering with Moorwand Ltd, pursuant to a license by Mastercard International held by Moorwand Ltd. Harmoniie is authorised by the Autorité de Contrôle Prudentiel et de Résolution Banque de France.
- Investing in crypto-assets is associated with risks. This content constitutes a marketing communication from Bybit EU GmbH. It does not constitute investment advice.
- Participation is subject to the Bybit Card Referral Program Terms and Conditions. Rewards are limited, distributed on a first-come, first-served basis following a 3-day risk assessment period, and require successful completion of Identity Verification (KYC). Terms and conditions apply.
