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    Understanding Collateral Value Ratios in Unified Trading Account
    bybit2025-11-11 20:47:19
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    In a Unified Trading Account, all supported collateral assets are valued in USD. This USD value serves as the margin balance, which can be used for trading. Due to varying liquidity conditions of each crypto asset, these assets may be valued at a discounted rate using a "Collateral Value Ratio." This ratio determines the percentage at which an asset is recognized as collateral.

     

     

     

     

    How Collateral Value Ratio Affect Margin Balance

    In Cross Margin mode, the Margin Balance is calculated as:

    Total Wallet Balance (in USD) =  Sum (Asset 1 × USD Index Price × Collateral Value Ratio + Asset 2 × USD Index Price × Collateral Value Ratio + … + Asset N × USD Index Price × Collateral Value Ratio)

     

    Notes:

    — The Collateral Value Ratio only applies to assets with a positive balance. For assets with a negative balance default to a 100% collateral value ratio.

    — Traders can customize which assets to be served as collateral. For more information, please refer here.

     

     

     

    Example Calculation

    Assume the tiered value rates of BTC and USDC are shown as follows:

     

    Coins

    Tier (Quantity)

    Collateral Value Ratio

    BTC

    0 - 10

    0.98

    BTC

    >10 - 20

    0.95

    BTC

    >20 - 30

    0.9

    BTC

    >30 - 40

    0.85

    BTC

    >40 - 50

    0.8

    BTC

    >50

    0

    USDC

    >0

    1

     

     

    Trader A’s Unified Trading Account has the following assets:

     

    Coin

    Wallet Balance

    Total Assets

    Index Price

    Total Margin Balance

    BTC

    60

    80

    50,000

    (10 x 0.98 + 10 x 0.95 + 10 x 0.9 + 10 x 0.85 + 10 x 0.8) x 50,000 = 2,240,000

    USDC

    500

    -9500

    1

    -9500 x 1 = -9,500

    (Ratio for negative asset equal to 1)

     

    Total margin balance = 2,240,000-9,500 ≈ 2,230,500 USD

     

    Therefore, the total amount available as margin for this account is approximately 2,230,500 USD.

     

     

     

     

    How to View The Collateral Value Ratio

    Login to your Unified Trading Account and go to the Margin Trading page. Tap on the Three-dot Menu in the upper right corner and select Margin Specification and you can see the collateral value ratio for each coin.

     

     

     

     

     

    Disclaimer:

    Bybit EU will review and update the collateral value ratio periodically based on market conditions.

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