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    A Complete Guide to Bybit EU’s Funding Account
    bybit2025-07-28 16:42:10
    On the AppOn the Website

    Bybit EU’s Funding Account serves as the primary account for users, providing a secure and efficient platform to manage their Crypto and Fiat assets, deposits and withdrawals. Additionally, it grants users access to a comprehensive suite of finance products and trading tools, empowering traders with the necessary resources to navigate the crypto market effectively and enhance their trading experience.

     

     

    Below are some major products and services channeled the funds via Funding Account:

    1. Crypto Deposits will be credited to the Funding Account. You can also enable the auto transfer setting if you want your funds to be auto-transferred to other accounts such as Unified Trading Account after the deposit has been credited.

     

    2. For Crypto Withdrawals, users have to transfer their funds to the Funding Account before they can withdraw funds. To learn more on how to transfer your assets, please refer to How to Transfer Assets on Bybit EU.

     

    3. For Earn products, the principal and yield will be credited back to the Funding Account upon maturity. To subscribe or purchase new Earn products, users will need to transfer their funds to the Funding Account. 

     

    4. For other Fiat Services such as One-click Buy, Fiat Deposit, Fiat Withdrawal, or Bybit EU Card, all the funds will be channeled through the Funding Account.

     

     

     

     

    Funding Account Overview

     

     

     

    1

    Total Assets

    The total assets shows the sum of all cryptocurrencies and fiat assets held in the Funding Account, denominated in BTC and your selected fiat currency. The system will first convert all assets into USD, and convert again into BTC and your selected fiat currency equivalent. 

    2

    Available Balance

    The available balance shows the amount that can be transferred out or used for any other purposes. Amount Pending Release includes locked deposits pending blockchain confirmation or risk control review. 

     

    Please note that while Amount Pending Release is included in the available balance, the amount is locked and will not be available for the following types of transactions:

    — Crypto Withdrawals/Internal Transfers

    — Fiat Withdrawals

    — Bybit EU Card Usage

    3

    Deposits, Withdrawals, Transfers, Convert and Giveaway

    — To make a crypto deposit, you can click on Deposit and refer to the instructions in the How to Make a Deposit guide.

     

    — To make a crypto withdrawal to an external wallet or internal transfer to other Bybit EU users, you can click on Withdraw and refer to instructions in the How to Submit An On-Chain Withdrawal Request or How to Withdraw Assets via Internal Transfer guides.

     

    — To transfer assets from the Funding Account to UTA, you can click on Transfer and refer to instructions in the How to Transfer Assets on Bybit EU guide.

     

    — To convert your coins directly on Bybit EU for any of the cryptocurrencies supported, you can click on Convert. For more details, please refer to How to Convert Your Assets.

    4

    Available Balance of the respective assets

    Similar to the available balance mentioned on point no.2, this is showing the available balance for each asset individually. 

    5

    Funding History

    You can check the asset history of the Funding Account by clicking on the History icon. For more details, please refer to the details on Funding Account History below. 

    6

    Amount Frozen

    Assets will be locked during the following situations: 

    — Fiat Withdrawals

    — Pre-authentication for Bybit EU Card

    — Pending verification after being flagged by Risk Control

     

     

     

     

     

    Funding Account History

    The Funding Account History page registers all records of your funding activities that occured in or out of your Funding account. On the app, you can view your Funding Account transactions by heading to Assets → Funding Account then tapping on the Asset History icon on the top right corner.

     

     

     

    By default, you will be directed to the All Transactions tab where you can see all past transactions that have affected the available balance on your Funding Account. Such transactions include past records of crypto/fiat deposits and withdrawals, inter-account transfers (UTA, Earn), yields from your active investments, conversions, and so on. 

     

     

     

    Please note that the All Transactions tab can only display your logs within a 90 days’ timeframe. If you wish to view older transactions or acquire more detailed information about your funding activities, please head over to the relevant Asset History tabs and adjust the filters accordingly.

     

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